Ready to Buy a Home?
We make the dream of homeownership a reality by providing responsible home financing solutions.
It’s Not Just the Key to Your Home, It’s the Key to Your Future
We know that owning your own home often comes with a sense of pride, stability, and community. We also know the journey to home ownership can sometimes feel stressful, and overwhelming. At LendingNest, we’re dedicated to making the home buying process easy to understand, and transparent, so you can move forward with confidence.
How It Works
The whole process takes minutes, and you get to choose the loan offer that works best for you. There is no obligation for you to take any quote, and the online request form is free — Because Home Is Where the Heart Is.
Apply
To determine your eligibility, we will Review your income, assets, and employment history.
Get Pre-Approved
Your liability, asset, and income documents are submitted to establish the maximum purchase price you can afford, and how much you may be able to borrow.
Find a Home
Confidently make an offer on a home, with your pre-approval included
Closing
This is when you finalize all the details of the transaction. The mortgage and other documents are signed, payments are exchanged, and finally, the waiting is over: Congratulations — You’re officially a homeowner.
Your total monthly payment
Don’t have the time to shop for the best mortgage rates?
Don’t settle with one lender. Our free, no obligation, and connecting service, delivers competitive rates to your computer, phone, or tablet.
Buying a home is one of the most important financial decisions you’ll make.
Homeownership can provide many great benefits.
- Appreciation. A home is typically a long-term investment. As homes increase in value, the debt attached to them decreases, and many types of home improvements may add to the total value.
- Ownership. By purchasing a home, you’re investing in an asset over time- an asset you have stake in. When your home is paid off, you’ll own your home and will have built in equity in it.
- Equity. When you build equity, you’ll also have the option to borrow against it to gain access to funds through refinancing or a home equity line of credit. The equity will give you added flexibility in the event you’re looking to consolidate debt, make home improvements, pay for college tuition, or supplement your retirement income.
- Stability. Rent costs can change dramatically, but with a fixed rate mortgage, you’ll know what your payments will be throughout the life of the loan. This keeps payments consistent and stable.
- Deductions. Mortgage interest and property taxes are usually tax deductible. Other aspects like points and application and appraisal fees may also be deductible. Consult a tax advisor for further information.